Free
See everything, understand the basics.
$0forever
- Unlimited linked accounts
- Spend insights & trends
- Weekly digest email
- 1 savings goal
Pricing
Start free. Automate when ready.
No contracts, no hidden fees. Upgrade or cancel from Settings whenever you like — your data export is always free.
Plus
Automate the money habits that compound.
$6/ month
- Everything in Free
- Unlimited savings goals + auto-save rings
- Round-ups, sweeps & bill smoothing
- Anomaly & fee alerts in real time
- Priority support
Family
Shared visibility without shared passwords.
$12/ month
- Everything in Plus
- Up to 5 members, individual logins
- Shared spaces for joint goals & bills
- Household forecast & allowance controls
- Dedicated onboarding specialist
Compare plans
Every feature, side by side.
| Feature | FreeFree | Plus$6/ month | Family$12/ month |
|---|---|---|---|
| Linked accounts | Unlimited | Unlimited | Unlimited |
| Spend insights & trends | |||
| Savings goals | 1 | Unlimited | Unlimited |
| Round-ups & auto-sweeps | |||
| Bill smoothing | |||
| Real-time anomaly alerts | |||
| Shared spaces (household) | |||
| Members included | 1 | 1 | 5 |
| Support | Priority | Dedicated specialist |
Questions
Good to know.
No. HALO is a personal-finance companion that connects to your existing accounts. Banking and card services, where offered, are provided by partner financial institutions — your money stays where you already bank.
Every connection uses bank-grade, 256-bit encryption in transit and at rest. HALO never sells your data, and you can disconnect any account or delete your data at any time from Settings.
You choose. Common rules: round every purchase up to the nearest dollar into savings, sweep idle checking balance above a threshold into a high-yield account weekly, and smooth irregular bills into a flat weekly amount.
Only what you choose to share. Shared spaces (Family plan) show joint goals and bills to invited members — your individual accounts and categories stay private unless you add them to a shared space.
Yes. Plus and Family are month-to-month with no contract — cancel from Settings and you'll keep access through the end of the billing period. Your data export is always free.